Savings Account - Save Your Way | United Bank & Trust Company

Start Saving Your Way

Your savings account is the foundation of your financial tool box. Choose the savings account that fits your needs.

Account Name	Features	Monthly Service Fee	Interest	Transaction Fee
Hi-Fi Savings	Withdraw or transfer money any time you need it Tiered Interest Rates: LESS THAN $4,999.99 $5,000 to $24,999.99 $25,000 to $49,999.99 $50,000 to $99,999.99 $100,000 OR MORE	$2.50 service charge fee if average daily balance per statement cycle falls below $250*	Competitive Rate	None
UBTC Sprouts Club	Teaches and encourages savings for those ages 12 and under E-Allowance option Tiered Interest Rates: LESS THAN OR EQUAL TO $2,000 > $2,000 to $3,000 > $3,000 to $4,000 > $4,000 to $5,000 > $5,000 to $12,000 GREATER THAN $12, 000	None	Competitive Rate	None
Christmas Club Account	Save year-round for the holiday shopping season Requires automatic transfers at regular intervals from your checking account Bonus payment from UBTC just before the holiday season	None	N/A	None

Account Name

Features

Monthly Service Fee

Interest

Transaction Fee

Hi-Fi Savings

Withdraw or transfer money any time you need it

Tiered Interest Rates:

LESS THAN $4,999.99
$5,000 to $24,999.99
$25,000 to $49,999.99
$50,000 to $99,999.99
$100,000 OR MORE

$2.50 service charge fee if average daily balance per statement cycle falls below $250*

Competitive Rate

None

UBTC Sprouts Club

Teaches and encourages savings for those ages 12 and under

E-Allowance option

Tiered Interest Rates:

LESS THAN OR EQUAL TO $2,000
> $2,000 to $3,000
> $3,000 to $4,000
> $4,000 to $5,000
> $5,000 to $12,000
GREATER THAN $12, 000

None

Competitive Rate

None

Christmas Club Account

Save year-round for the holiday shopping season

Requires automatic transfers at regular intervals from your checking account

Bonus payment from UBTC just before the holiday season

None

N/A

None

*Fee is waived if you are 18 years of age or less or if your savings statement is combined with your checking account statement.

Stop into one of our offices to speak with our team to determine which savings account is best for you.. We’re ready to answer your questions.

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