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Deposit Accounts

Checking and Savings Accounts for Your Business

Each business has a unique set of needs when it comes to choosing a savings and checking account. United Bank & Trust Company gives business owners the choice to select the business deposit accounts that work best for them. From interest bearing checking accounts to HiFi savings accounts, you can choose the combination of accounts that works for you.

Account NameFeaturesMonthly Service FeeInterestTransaction FeeCheck Images

Commercial Checking Account

Practical checking account for a wide range of businesses 

May be offset by earnings credits


May be offset by earnings credits

Included with statement

Commercial Interest Checking Account

Designed for sole proprietorships and non-profit organizations.

None, if minimum average balance requirement is met.

Competitive rate

May be offset if minimum balance requirement is met

Included with statement

Commercial HiFi Account

Withdraw or transfer money any time you need it

Tiered interest rates. Balance Tiers:

LESS THAN $4,999.99

$5,000 to $24,999.99

$25,000 to $49,999.99

$50,000 to $99.999.99

$100,000 OR MORE

$2.50 service charge fee if average daily balance per statement cycle falls below $250

Competitive rate


Commercial Certificates of DepositFor businesses looking to invest fixed amounts of money over a longer termNoneCompetitive rates offering a wide variety of termsNone


Open a Business Deposit Account

If you’re interested in opening a business deposit account at United Bank & Trust Company, please stop into any of our offices to speak with a member of our team.

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Loans for Your Business

Our lenders can create a loan for businesses of any size to help them grow and thrive in our communities.

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Manage Your Accounts Online

Utilize Online & Mobile Banking to manage your UBTC accounts from nearly anywhere.

Manage Your Accounts

Meet Our Helpful Staff

Meet the team at UBTC that is ready to handle all of your banking needs.

Meet the Team