Retirement Planner Calculator Current Age Retirement Age Current Household Income yearly Average Salary Increase % yearly Retirement Contribution % of income Current Retirement Savings Pre-Retired Savings Growth % Post-Retired Savings Growth % Social Security Age Expected Social Security Income monthly Average Inflation % yearly Expected Retired Living Expenses % of income Retirement Funds Depleted 2089 Age at Depletion 124 Show Amortization All calculators are made available as self-help tools for your independent use with results based on information provided by the user. All examples are hypothetical and are for illustrative purposes only. Calculated results are believed to be accurate but results are not guaranteed. Investment calculation results are intended only to assist you with investment decisions and is broad in scope and does not consider your unique personal investment needs or financial situation. Growth calculators (like Retirement or Savings) depend on the average return you expect. Since rates of return will vary over time, particularly for these long-term investments, your exact return percentage and results will most certainly be different. Before making any final decisions or implementing any investment strategy, users are advised to obtain additional information and advice from your accountant and other investment advisors who are fully aware of your individual circumstances. Help Window Clear (Use your browser's 'Refresh' or 'Reset' to restore default values.) Print Ready Format Show Calculation Formulas Related Calculators Show Additional Fields Hide Additional Fields A title for these calculator results that will help you identify it if you have printed out several versions of the calculator. The age you are today. The age you will be at retirement. Your household income. 'Average Salary Increase', 'Retirement Contribution', and 'Expected Retired Living Expenses' will be calculated using this amount so include only steady income that figures into your retirement. The average percentage you expect your 'Household Income' to increase each year. The percentage of 'Household Income' that you contribute to your retirement savings or investments. The current balance of your retirement savings or investments. The average percentage you expect your 'Retirement Savings' to gain in interest or increased value (not including 'Retirement Contributions') each year BEFORE you retire at which time it is likely you will move to a more conservative growth plan. The average percentage you expect your 'Retirement Savings' to gain in interest or increased value (not including 'Retirement Contributions') each year AFTER you retire and have set your retirement portfolio to a more conservative growth plan than before retirement. The age at which you plan to begin receiving monthly Social Security benefits. The amount your annual Social Security statement shows you will receive if you begin receiving benefits at 'Social Security Age'. This amount will be adjusted for inflation each year. The average inflation rate which will be used when calculating 'Expected Social Security Income' and 'Expected Retired Living Expenses' to represent those numbers in future dollars. The percentage of your 'Household Income' you expect to need during retirement. This amount will be adjusted for inflation each year. The year your retirement funds may run out. 'Never' is good. That means your retirement investment should make more in interest and returns than you draw for living expenses. Your age when your retirement funds may run out. 'N/A' means your retirement funds should never be run out. When checked, a section will appear below the calculator showing the complete amortization table.