Taking time to plan your budget before heading out this Black Friday -- or whenever you're planning to do your holiday shopping -- will help you have a happier and less stressful holiday season. Follow these tips to start the New Year off on the right foot.
The American Bankers Association (ABA) has issued a new warning to highlight increases in phishing scams linked to consumer bank accounts. According to reports, perpetrators are using automated dialers, text messages or emails to misinform consumers that their accounts have been closed due to fraud. Consumers are then prompted to enter their card information, including expiration date and three-digit CV code on the back of the card, in order to reactivate their accounts. Those who respond to these inquires run the potential risk of having their information used to fraudulently purchase goods and services or to obtain credit.
Don't let financial stress put a damper on your Thanksgiving holiday. One of the best ways to manage your money is to create and maintain a detailed budget. The key to a good budget is including as much information as you can so you can adequately prepare and plan. It's important to keep accurate records of your spending so you'll spot places where you can save money and know how much you can reasonably spend. Follow these steps and, before long, you may be surprised by how much you have to be thankful for!
October marks the eighth annual National Cyber Security Awareness Month, a national public awareness campaign that encourages consumers to protect their computers and personal information. The campaign is sponsored by the Department of Homeland Security in cooperation with the National Cyber Security Alliance (NCSA) and the Multi-State Information Sharing and Analysis Center.
Every Internet user has a role to play in securing cyberspace and ensuring the safety of themselves and their families online. Use the following tips from NCSA to do your part.
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At times, we may provide links to sites outside the control of our bank. We do not make any representations concerning the linked sites' contents or availability.You should review each site's privacy and information security policies carefully before you enter confidential information. Deposit and loan products offered by United Bank & Trust, Member FDIC, Equal Housing Lender. The standard insurance amount is $250,000 per depositor.