It is hardly news that identity thieves and cybercriminals have become more patient, devious and sophisticated. But did you know that they can now ruin your personal credit and even hijack your financial accounts simply by pretending to be someone similar to you?It's called Synthetic Identity Fraud and is not the fastest-growing type of ID fraud in the U.S., surpassing "true-name" identity fraud. Please review the Synthetic Identity Theft and Fraud brochure to learn more.
UBTC offers the following tips to help college students form a strong foundation for money management:
1. Create a budget. You’re an adult now and are responsible for managing your own finances. The first step is to create a realistic budget or plan and stick to it.
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Getting year-round tax help from the IRS is easier than ever before. The IRS website has many online tools that you can use to get the service you need. For example, with IRS.gov you can e-file your tax return for free, easily check the status of your refund, or get many of your tax questions answered. Here are some of the online tools that the IRS offers to make filing your taxes less taxing:
The explosion of new technology allows each of us the unprecedented ability to visit the online world to buy goods; download Apps, music and movies; research topics; send messages; and much more. But with this convenience comes a downside: the ever-present threat of hackers intent on identity theft, account hijacking and cyber-fraud.
Criminals today have a seemingly limitless capacity for devising ways to separate you from your money. The good news is, the steps you can take to protect yourself are as strong as ever. Please review the Financial Fraud Update 2015 brochure to learn more.
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