According to the study How America Saves for College 2013, one-quarter of families don't save for college because they believe the student will qualify for enough scholarships and financial aid to cover the costs of college. In reality, only 61 percent of students received scholarships and those scholarships only covered 29 percent of their total college costs.
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Convenience is the driving factor in the rise of mobile banking. It opens the doors to consumer choice and access to banking options. But, as mobile devices, like smartphones and iPads, become more popular, hackers are finding savvy ways to steal information. UBTC urges consumers to be cautious when using mobile devices to do their banking.
It’s the question that plagues high school students – "What are you doing after high school?" Everyone wants to know from parents, teachers, and peers to the random community member at the high school football game.
With interest rates at record lows, consumers face a number of choices for managing their money. Whether they want to save, spend or invest, consumers are encouraged to consider their options and choose the strategies that best suit their particular financial circumstances.
Here are some tips for customers to keep in mind during low-interest-rate periods:
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