With the banking convenience made possible with automated teller machines (ATMs) and other point of sale terminals comes an increased need for security and personal caution. This includes protecting your ATM card number, debit card number, personal identifiation number (PIN), and cash, and being aware of the condition of the machine and your surroundings. Please review the attached ATM & Debit Card Safety Tips brochure to learn more.
An IRA-to-IRA rollover occurs when you take a distribution from an IRA and subsequently roll part or all of the assets to another eligible IRA or back to the same IRA. A distribution and subsequent rollover allow you to 'use' or 'control' the assets for a period of time but this transaction does come with rules. To learn more about IRA-to-IRA rollovers, their limitations and effects contact a UBTC IRA specialist in our Alden, Dows, Hampton or Sheffield offices.
Just as the name implies, Mobile Banking is a system that allows customers of a financial institution to conduct financial transactions through a mobile device such as a mobile phone, a personal digital assistant or a computer tablet. As with other forms of online banking, mobile banking has some inherent risks. But these can be minimized using some common sense precautions. Please review the attached Mobile Banking brochure to learn more.
Most people file their tax return because they have to, but even if you don’t, there are times when you should. You may be eligible for a tax refund and not know it. This year, there are a few new rules for some who must file. Here are six tax tips to help you find out if you should file a tax return:
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