Celebrating the holidays can be pricey – from travel to decorations to food and, of course, gifts. There are ways to keep from going overboard this holiday season, however. And it’s never too early to start planning for next year.
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According to a study by the Federal Reserve, the number of debit card payments is increasing more than any other payment type. Even with its increased use, debit cards remain one of the safest financial instruments you can use. The Federal Reserve study also reports that among cards, PIN debit card transactions (including both purchases and ATM withdrawals) have the lowest estimated fraud rate by both number and value*.
When car shopping, there are many benefits to buying new versus used, but the biggest disadvantage that turns people away from buying new is the price. If you shop at the right time, however, buying new can be more affordable than you might think.
The Federal Trade Commission wants you to know that counterfeit check scams are on the rise. The scammers use high quality printers and scanners to make the checks look real. Some of the checks contain authentic-looking watermarks. These counterfeit checks are printed with the names and addresses of legitimate financial institutions. Even though the account and routing numbers listed on a counterfeit check may be real, the check still can be fake.
Please review the Fake Check Scams brochure to learn more.
United Bank & Trust Company, Member FDIC
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