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Information required to open an account, including joint account owners:
- Photo ID
- Social security number
- Street address
- Mailing address (if different than street address)
- Date of birth
- Daytime and evening phone number
If switching direct deposits and/or automatic withdrawals to your new UBTC account, we make it easy by following these additional steps:
1. You provide us with:
- Three most recent statements from your former bank
- A recent statement from each originator of automatic withdrawals and direct deposits to confirm names, addresses and account numbers
2. We do the paperwork:
- We obtain and prepare the appropriate authorization forms to switch your transactions to UBTC
- After you sign the authorization forms, we send them to the originator of each automatic transaction
3. Stop using your old bank account:
- Keep sufficient funds in your old account to cover any outstanding checks, automatic withdrawals and service charges for at least 60 days
- Destroy any unused checks, deposit slips and ATM or debit cards from your old account
4. Close your old account.
- Be sure all outstanding checks have cleared your old account and that all automatic withdrawals and deposits have switched over to your new UBTC account
We look forward to showing you the benefits of banking with us. Stop by and let us make the move to UBTC as simple as ABC!
| ACCOUNT |
FEATURES |
MONTHLY SERVICE FEE |
INTEREST |
TRANSACTION FEE |
CHECK IMAGES |
|
E-Checking |
Free account, free Internet Banking
&
E-statements |
None |
None |
None |
Available thru Internet
Banking |
| Basic Checking |
Economically fulfills your basic checking account needs |
Dependent on average daily balance; earning credits apply |
None |
None, if check/debit transaction limit is not exceeded* |
Included with monthly statement1 |
|
Bank Club Checking |
Free checks & accidental death insurance, plus much more! |
Choose from our Basic, Personal or Family Plans |
None |
None, if check/debit transaction limit is not exceeded* |
Included with monthly statement1 |
| Valu Checking |
Unlimited check writing |
Dependent on average daily
balance |
None |
None |
Not included2 |
|
Interest Checking |
Account balances earn interest |
None, if minimum balance is maintained |
Competitive rate; compounded monthly |
None, if check/debit transaction limit is not exceeded* |
Included with monthly statement1 |
Senior
Checking
(Social Security Direct Deposit Required) |
Free checks, no monthly fees or balance requirements |
None |
None |
None, if check/debit transaction limit is not exceeded* |
Included with monthly statement1 |
Senior Interest Checking
(Social Security Direct Deposit Required) |
Account balances earn interest |
None, if minimum balance is maintained |
Competitive rate; compounded monthly |
None, if check/debit transaction limit is not exceeded* |
Included with monthly statement1 |
*Debit card transactions are excluded from this transaction count
1E-Statement Option with
free Internet Banking is available. Visit with UBTC for details.
2Imaging Option is
available.
Visit with UBTC for details.
Additional services applicable to all checking accounts: In-house check printing,
MoneyLine phone banking, automatic transfers, night depositories, ATM card, SHAZAMChek debit card, Internet banking & BillPayer packages and Ready Reserve overdraft protection
|
Checking 
