United Bank & Trust Company Hom
Hampton Office Sheffield Office Dows Office Alden Office Dougherty Office
Personal Banking
Commercial Banking
Agricultural Banking
About Us
Contact Us
Meet Our Staff


  • Arlene K. Noss – Vice President, Cashier & COO
  • John J. Trewin – Sr. Vice President & CFO
  • Nathan C. Rusinack – Loan Officer
  • Barbara J. Swanson – Personal Banking Officer
  • Marcia K. Etnier – IRA’s & Bookkeeping
  • Kathy J. Brayton – Bookkeeping & Teller
  • Jane Weiland – Secretary & Receptionist
  • Sue A. Levitt – Drive-up Teller & Bookkeeping
  • Teresa I. Schuchmann – Teller
  • Alice Dougherty - Teller



Contact Us
Current interest rates on Checking, Savings and Hi-Fi Accounts:

• Barb Swanson at Sheffield
• Lynette Mossman at Dows
• Brenda Bradley at Alden
• Tami Brass at Hampton



Sheffield and Dougherty Office
Arlene Noss
Title: Vice President, Cashier & COO
Office: Sheffield
UBTC Bank Employee Since: 1986
First 18 Years: Raised in Greene (Butler County), IA
Professional: :School Board Secretary, Rockwell-Swaledale School
:Bookkeeper, Farmers Coop, Dougherty
:Dispatcher & Bookkeeper, Hebel Fertilizer & Chemical,  
 Dougherty & Mason City
:Title Clerk, Koppers-Powers Ford, Dubuque
1974 to Present: Shareholder in K & A Noss, Ltd. 900 acre
 family farm, owner, manager & grain sales
Education: B.S. Accounting - Upper Iowa University, Cum Laude
Iowa Bankers Association School of Banking
ABA: Consumer Lending, Principals of Banking
Community: St. Patrick's Catholic Ladies (Past President & Past Secretary)
American Cancer Society Relay for Life


John Trewin
Title: Senior Vice President & CFO
Office: Sheffield
UBTC Bank Employee Since: 1999
First 18 Years: Born and raised near Waucoma (Fayette County), IA
Professional: 1996 - 1999: Asst. Manager, Farmers Coop, Dows & Rowan
1995 - 1996: Loan Officer, United Bank & Trust Company,
Dows
Education: B.S. Agricultural Business - Iowa State University
M.B.A. - Drake University
Community: Sheffield Community Development Corporation (President)
SCMT School Dollars for Scholars (Treasurer)
Sheffield Lions Club (Treasurer)
Zion St. John Lutheran Church (Treasurer)
Sheffield Community Club (Member)
Franklin County Development Ag Committee (Member)
Franklin County Development Revolving Loan Fund Committee (Member)
Franklin General Hospital Board (Trustee)
American Cancer Society Relay for Life
Beta Gamma Sigma Honor Society (Member)
Phi Kappa Phi Honor Society (Member)


Nathan Rusinack
Title: Loan Officer
Office: Sheffield
UBTC Bank Employee Since: 2005
First 18 Years: Born and raised in Sheffield (Franklin County), IA
Professional: 2002 - 2005: Agronomy Operations & Sales, Five Star
Co-op, Dougherty
2001 - 2002: Agronomy Assistant, Agvantage FS, Hampton
Community: B.S., Agriculture - Northwest Missouri State University
Sheffield Area Community Club (Member)
Sheffield Community Development Corporation (Member)
Sheffield Lions Club (Treasurer)
American Cancer Society Relay for Life
Alpha Gamma Rho Fraternity NWMSU (Board Member)
Franklin County Convention & Visitors Bureau (Board Member)

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