Security & Privacy
United Bank & Trust Company recognizes and respects the privacy expectations of our customers. We are trained professionals, committed to protecting your personal and business financial information. We only share information that is required to conduct business, to comply with applicable laws and regulations, or to protect against fraud.
Internally, we have procedures in place that monitor employee access to your information. Our training programs emphasize the importance of confidentiality and your privacy.
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We collect information about you from the following sources
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with others
- Information from a consumer reporting agency
- Information we receive as a result of verifying customer information
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| INFORMATION WE DISCLOSE ABOUT YOU |
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We do not disclose any information about you to anyone, except as required by law, as authorized by you, or as necessary to service your account or prevent unauthorized transactions.
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OUR SECURITY PROCEDURES: THE CONFIDENTIALITY,
SECURITY AND INTEGRITY OF YOUR INFORMATION |
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We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards to protect this information.
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| INFORMATION ABOUT FORMER CUSTOMERS |
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We do not disclose information about former customers, except as required by law.
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| ONLINE PRIVACY GUIDELINES |
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United Bank & Trust Company encourages the use of this website as another means to access our products and services. All requests made through our website will receive the same attention and will be evaluated according to the same account criterion as those requests made in person. The information we collect is subject to all the safeguards as described above.
For convenience and informational purposes only, United Bank & Trust Company provides links to other websites. These sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from United Bank & Trust Company. United Bank & Trust Company is not responsible for the content of external web sites linked to or referenced from the United Bank & Trust Company web site. United Bank & Trust Company neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding these external web sites. Users should be aware that when they select a link on United Bank & Trust Company’s web site to an external website, they are leaving the United Bank & Trust Company web site.
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| FUNDSXPRESS BANKING ON-LINE |
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Strong encryption technology is used to protect the privacy of your personal information when using FundsXpress Internet Banking.
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| You may send e-mails to us from our website or from FundsXpress Internet banking website. When you send email using FundsXpress Internet Banking, the information will be sent by a secure connection using encryption. If you use our website to send e-mail, the information that you send is not sent by a secure encrypted connection and is not secure against interception. Depending on the content of your email, we may be required by laws and regulations to keep the information. If your e-mail contains information that is sensitive or includes personal information; such as account numbers or social security numbers, you should give this information to us in another way.
United Bank & Trust Company is committed to protecting user privacy, and our website is maintained consistent with the Banking Industry Privacy Principles for U.S. Financial Institutions.
We reserve the right to make changes at any time.
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