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President's Message
So you’re browsing
through our United Bank &
Trust Company website? Thank
you, and welcome! Whether
you are a potential new
customer just trying to find
out more about us, or one of
our senior customers who has
banked with us your entire life, I’d like to take this opportunity to tell you what makes us special.
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 Since 1915, we’ve been locally owned and operated. As the oldest bank in Franklin County, we have deep roots in the communities we serve and a personal stake in the success of our customers. We celebrated our 90th Anniversary in 2005, and the cornerstone of that celebration was the six key traits that have been essential to developing solid and enduring relationships with our customers through the decades: integrity, strength, stability, quality, value and service. As we have adapted to the changing times that are part of every generation, these six characteristics have proven to be timeless benchmarks that help us meet our customers’ expectations. We’ve also learned through the years that helping you reach your goals often requires flexibility in our vision. When you talk, we listen, and we take very seriously our role in helping you achieve financial well being.
We’re committed to innovation. A bank cannot continue to thrive if it isn’t committed to finding new ways to help its customers save time and money. As our customers’ needs have changed, we’ve changed, too. Today, we offer the latest in electronic banking solutions, as well as new ways to manage your business' finances, save for retirement, or prepare to buy a home, send a child to college, or start a new career.
But we won’t ever forget why we’ve been successful. We’re proud of our history – but we understand our growth has been fueled by our customers’ success. No bank can survive unless its customer base is viable and successful. Every day we work hard to nurture our customers and communities.
Thank you for taking the time to visit our website. If you have any questions about our products and services, please don’t hesitate to contact me … my door is always open.
President
United Bank & Trust Company
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